Investing can be a roller coaster: tips for riding the ups and downs

22 January

Investing is rarely a smooth ride. Markets rise, fall, and sometimes loop-the-loop, leaving even the most seasoned investors feeling queasy.  Just like a roller coaster, the ups can be exhilarating, but the drops can be nerve-wracking. The key to...[Read More]

IMF warns of AI bubble risk to global growth outlook

22 January

Australia is set for longer, higher inflation, an influential global economic body has remarked, as it warns of a “prolonged correction” if the AI bubble bursts. The International Monetary Fund’s forecast for Australia’s economic growth was...[Read More]

Hot or not? Strong spending complicates rate picture

22 January

Household spending continues to build momentum, heightening expectations of a Reserve Bank rate hike. After official figures released on Monday showed stronger-than-expected spending in November, data from Commonwealth Bank revealed no let-up in...[Read More]

How treasurer could make capital gains taxes ‘fairer’

22 January

Treasurer Jim Chalmers faces a renewed push to reform capital gains taxes, with pressure mounting from economic think tanks, anti-poverty advocates and even the NSW government to make the system fairer for all Australians. Critics argue a Howard-era...[Read More]

Confident about retirement? It depends on your gender

22 January

There is a sharp divide in men’s and women’s confidence in their lives after work, with women significantly more worried and less likely to seek help. Nearly three in every four Australian women are worried about having enough superannuation to...[Read More]

Holiday-home perks under spotlight in ATO clampdown

22 January

It’s said the rich get richer and the poor get the picture but exactly how wealthier Australians seem able to pay less to own more is a little less obvious. For the well-to-do who happen to boast a holiday home, though, the trick of extracting the...[Read More]

International report to hover over domestic economy

21 January

The health of Australia’s economy is set to be given a global reality check, as the domestic unemployment rate comes under the spotlight. The International Monetary Fund will release the latest round of its World Economic Outlook Update on Monday,...[Read More]

‘Struggling in silence’: Aussies’ shame driving up debt

21 January

“I feel like I am a vampire pulling the blood, the money, from the machines. But then I realised – the machines are the vampires pulling the blood from me.” These are the words Carol, a 58-year-old single mother from Queensland, wrote in her...[Read More]

Time, money and meaning: Rethinking what wealth really is

15 January

Ask ten people what wealth means and you’ll likely get ten different answers. For some, it’s a certain number in the bank, a paid-off home, or the freedom to stop worrying about bills. For others, it’s less tangible — time, health,...[Read More]

Superannuation may initially seem like a distant concern, but early engagement and strategic planning can transform it into a critical asset for future

15 January

Being young comes with a whirlwind of experiences and financial priorities, often pushing thoughts about retirement and superannuation to the back burner.    Initially, for many young individuals, superannuation feels like a distant concern,...[Read More]

Ethical investing: What makes it an attractive investment strategy

15 January

Ethical investing has been gaining prominence over the last few decades. Find out what makes it an attractive investment strategy in this post.   The investment technique known as ethical investing prioritises the investor’s moral, religious and...[Read More]

Financial freedom comes from disciplined planning, timely investments, and wise decision-making

15 January

The importance of personal financial planning can’t be overstated, regardless of your age. Proper financial planning can offer a safety net for you and your family while giving you the freedom to make informed choices. Many adults worry about the...[Read More]

Rate hike ‘risks hurting’ fragile consumer sentiment

15 January

Waning consumer confidence could give the Reserve Bank pause as it mulls hiking interest rates at its next meeting. Household spending data released by the Australian Bureau of Statistics on Monday showed consumers were gathering steam late last...[Read More]

High cash rates no barrier to housing boom, data shows

15 January

Three Reserve Bank interest rate cuts were widely credited with accelerating growth in property values last year, but historical data shows the most drastic price surges aren’t always due to falling borrowing costs. The 8.6 per cent increase in...[Read More]

RBA official’s advice to borrowers over inflation data

15 January

The Reserve Bank’s deputy governor has brushed off a surprisingly soft inflation print, reiterating to borrowers they should not expect any more mortgage relief soon. Inflation figures released by the Australian Bureau of Statistics on Wednesday...[Read More]