Tax on large withdrawals floated to future-proof super

12 December

Retirees might be more inclined to use super for its intended purpose – income for retirement – under a proposal to tax oversized withdrawals. Four actuaries have waded into the ever-contentious tax debate with a discussion paper thrashing out...[Read More]

Changes to super to bolster transparency and quality

21 November

Older Australians will be able to use their retirement savings more effectively under a government push to improve the quality and transparency of superannuation. The federal government will improve resources on its financial advice website...[Read More]

Calls to expand super payments for younger workers

14 November

Teenagers should be paid superannuation on top of their wages regardless of how many hours they work, one of Australia’s largest funds urges. Modelling by the Super Members Council of Australia released on Tuesday shows the average worker under 18...[Read More]

Retirement withdrawal – lump sum or income stream

7 November

The difference between a lump sum withdrawal of super and a retirement income stream, and the tax consequences. Choose a lump sum or income stream When you meet the retirement condition of release, you can usually choose to withdraw...[Read More]

Payday superannuation

24 October

From 1 July 2026, employers will be required to pay their employees’ super at the same time as their salary and wages. On 2 May 2023 the Australian Government announced that from 1 July 2026, employers will be required to pay their...[Read More]

Super and planning for retirement

17 October

Find out what to consider with your super when planning your retirement.   Check your super When you start to plan for retirement, you’ll need to check your super: where it is how much you have whether you have lost or unclaimed...[Read More]

Slow progress on unpaid super sparks calls for action

29 August

Australian workers are still missing out on billions in unpaid super each year, with the average affected worker left $30,000 worse off at retirement. Affecting nearly one in four workers – particularly younger people, women in low-paid...[Read More]

Coalition smacked over ‘not-so-super’ home-buyer plan

31 July

Letting first-time buyers dip into their retirement savings for a housing deposit would push up house prices and, by extension, rents, new super industry analysis shows. Renters could end up paying $57 more a week in today’s dollars were dwelling...[Read More]

Simple checks for super success

20 June

Complete these checks to help meet your super obligations. Meeting your super obligations as an employer is important, but we know there’s a lot you need to think about. To help streamline the process, complete these simple checks for...[Read More]

Choosing a super fund is like picking your perfect match [VIDEO]

30 January

MoneySmart (ASIC) Choosing a super fund is a bit like dating. Pick the right fund and you’ll be set for a long, happy and comfortable life when you retire. Set your sights on the wrong one and you’re in for a world of pain. Here’s how to...[Read More]